BY ACCESSING THIS WEB SITE, YOU AGREE TO ABIDE BY THE FOLLOWING TERMS AND CONDITIONS. IN ADDITION, WHEN YOU USE ANY CNP PRODUCT OR SERVICE, YOU WILL BE SUBJECT TO THE FOLLOWING RULES, REGULATIONS, GUIDELINES, POLICIES, TERMS, CONDITIONS AND RESTRICTIONS.

RESTRICTIONS ON YOUR USE OF OUR WEB SITE AND SERVICES

(1) You agree not to re-use in any manner any content or other materials contained in or otherwise accessible from Our Web site or from any other Web site operated by Us. In particular, You agree not to copy, distribute, republish, upload, post or transmit anything unless you first get our written consent; except that You may download material onto one computer for Your personal, non-commercial use only, provided that You do not delete or change any copyright, trademark or other proprietary notices. YOU MAY NOT MODIFY ANY MATERIAL OR USE THEM FOR ANY OTHER PURPOSE; if You do, You'll be violating Our intellectual property rights and possibly the intellectual property right of others.

(2) Everything You download or use that has been provided by Cash Now Plus CNP e.g., software, any and all files, any and all pics and other content incorporated in or generated by our Web Site, is considered licensed to You by Us. That means that WE RETAIN FULL AND COMPLETE TITLE TO THE SOFTWARE, FILES, AND ANY AND ALL CONTENT INCORPORATED THEREIN OR GENERATED THEREBY and all of the associated intellectual property rights thereto. You are not allowed to copy, redistribute or resell any such software, files, content or data or to reverse-engineer, disassemble, or otherwise convert it to any other form.

(3) All content on Our Web site, such as text, graphics, logos, button icons, pics, audio clips and all software used on Our Web site is the property of CNP or its content suppliers and is protected by U.S. and international copyright laws. The compilation (the collection, arrangement and assembly) of all content on this site is the exclusive property of CNP and is also protected by U.S. and international copyright laws. CNP is a trademark of Cash Now Plus Inc.. All CNP graphics, logos and service names are also trademarks of Cash Now Plus Inc. You are not allowed to use the CNP trade name or any of such graphics, logos, service names or other trademarks of Cash Now Plus Inc. for any purpose; if You do, You'll be violating Our intellectual property rights.

(4) Cash Now Plus Inc. and its affiliates reserve the right to refuse service and/or terminate customer accounts in its discretion if We believe that Your conduct violates applicable law or is otherwise harmful to the interests of Cash Now Plus Inc., its affiliates or any other third party or under certain other circumstances.

IF YOU SUBMIT DATA OR MATERIALS TO OUR WEB SITE

(1) CNP enables users of Our Web Site to, among other things, store, access and manipulate data in a "virtual office" environment. However, CNP does not monitor the integrity or otherwise perform any maintenance of the data, materials or other information that You transmit or otherwise communicate or submit to or through Our Web Site. Accordingly, it is your responsibility to ensure that any and all data, materials, ideas, pics, graphics or other information that You transmit or otherwise communicate or submit to or through Our Web Site is properly stored, maintained and managed and that archival and back-up copies of all such data, materials, ideas, pics, graphics and other information are frequently made and retained in off-line and/or other tangible, non-transitory media (i.e., not solely at Our Web Site and, preferably, in hard copy as well) in order to limit or prevent the loss of any such data due to unforeseen circumstances and to mitigate the burden of reconstructing any such data, materials, ideas, pics, graphics or other information in the event of a whole or partial loss thereof. Without in any way limiting the generality of the warranty disclaimers and limitations on liability set forth herein, neither Cash Now Plus Inc. nor any of its affiliates will be liable for any damages, claims, expenses, losses or other liabilities of any kind arising out of or in connection with the loss of any such data, materials, ideas, pics, graphics or other information or your failure to maintain archival and back-up copies of same.

(2) You acknowledge that You are responsible for any submission of any data, materials, ideas, pics, graphics and other information You make. In other words, You acknowledge that You (and not Us) have full responsibility for any and all aspects and content of the submission, including its legality, reliability, accuracy, appropriateness, originality, copyright and other intellectual property ownership right. In that regard, but without limiting the generality of the foregoing, You are advised that We will not tolerate, nor will We be responsible or liable for, the submission of any data, materials, ideas, pics, graphics or other information to or through Our Web Site that is or could reasonably be deemed to be, in Our sole opinion, derogatory, defamatory, libelous, obscene, inflammatory, infringing, injurious or otherwise harmful to anyone.

LIMITATION OF LIABILITY AND DISCLAIMERS YOU MUST READ THE FOLLOWING SECTIONS CAREFULLY:

WE WILL NOT BE LIABLE FOR ANY LOSS, DAMAGES, CLAIMS OR INJURY THAT ACCOMPANY OR RESULT FROM YOUR USE OF OUR WEB SITE OR ANY OTHER WEB SITE WHICH IS ACCESSIBLE FROM THIS WEB SITE, INCLUDING BUT NOT LIMITED TO LOSS, DAMAGES, CLAIMS OR INJURY CAUSED BY ANY ... USE OF (OR INABILITY TO USE) THIS WEB SITE OR ANY WEB SITE TO WHICH YOU HYPERLINK FROM THIS WEB SITE, FAILURE OF PERFORMANCE, ERROR, BUG, OMISSION, DEFECT OF ANY KIND, C INTERRUPTION, DELAY OR FAILURE IN OPERATION OR TRANSMISSION, COMPUTER VIRUS, OR LINE FAILURE

. THE CONTENT AND MATERIALS IN THIS WEB SITE ARE PROVIDED "AS IS". THIS MEANS THAT WE DISCLAIM ALL EXPRESS AND IMPLIED WARRANTIES OF ANY KIND ABOUT THE CONTENT AND MATERIALS IN THIS WEB SITE, INCLUDING BUT NOT LIMITED TO ANY WARRANTY THAT ANY OF SUCH CONTENT OR MATERIALS IS OF ANY PARTICULAR LEVEL OF QUALITY OR FIT FOR A PARTICULAR PURPOSE OR THAT THE FUNCTIONAL ELEMENTS CONTAINED IN SUCH CONTENT OR MATERIALS IS OR WILL BE UNINTERRUPTED OR ERROR-FREE. IN ADDITION, WE MAKE NO WARRANTY THAT ANY DEFECTS WILL BE CORRECTED OR THAT THIS WEB SITE OR THE SERVERS FOR THIS WEB SITE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. WE ARE NOT LIABLE FOR ANY DIRECT, INDIRECT, SPECIAL, PUNITIVE, CONSEQUENTIAL (i.e., REASONABLY EXPECTED TO RESULT FROM A LOSS OR INJURY) OR INCIDENTAL DAMAGES RELATED TO OR ARISING OUT OF ANY ACCESS OR USE OF THIS WEB SITE OR ANY WEB SITE TO WHICH YOU HYPERLINK FROM THIS WEB SITE, REGARDLESS OF WHETHER WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES AND EXPENSES OR HAVE BEEN NEGLIGENT OR BOTH. WE SOMETIMES PROVIDE ACCESS TO OTHER WEB SITES ON THE WORLD WIDE WEB FROM OUR WEB SITE. HOWEVER, WE MAKE NO ATTEMPT TO REVIEW THE CONTENT OR MATERIALS AT OR THROUGH SUCH OTHER WEB SITES AND SUCH ACCESS IN NO WAY ENDORSES, APPROVES OR ASSUMES ANY RESPONSIBILITY FOR THE CONTENT, MATERIALS, PRODUCTS OR INFORMATION AVAILABLE AT OR THROUGH SUCH OTHER WEB SITES. IF YOU USE OUR WEB SITE FROM A LOCATION OUTSIDE OF THE UNITED STATES, YOU ARE RESPONSIBLE FOR COMPLIANCE WITH ANY APPLICABLE LOCAL LAWS. SOME SOFTWARE FROM OUR WEB SITE MAY BE SUBJECT TO EXPORT CONTROLS IMPOSED BY THE UNITED STATES AND MAY NOT BE DOWNLOADED OR OTHERWISE EXPORTED OR RE-EXPORTED, IN PARTICULAR TO ANYONE ON THE U.S. TREASURY DEPARTMENT'S SPECIALLY DESIGNATED NATIONALS LIST OR THE U.S. COMMERCE DEPARTMENT'S TABLE OF DENY ORDERS OR INTO (OR TO A NATIONAL OR RESIDENT OF) ANY COUNTRY TO WHICH THE UNITED STATES HAS PLACED AN EMBARGO (INCLUDING CUBA, IRAN, IRAQ, LIBYA, NORTH KOREA, AND SYRIA). IF YOU DOWNLOAD OR USE THE SOFTWARE, FILES, CONTENT, MATERIALS OR DATA AVAILABLE OR ACCESSIBLE AT OR THROUGH OUR WEB SITE, YOU ARE, IN EFFECT, CONFIRMING TO US THAT YOU ARE NOT LOCATED IN, ARE NOT UNDER THE CONTROL OF, AND ARE NOT ON ANY SUCH LIST AND ARE NOT A NATIONAL OR RESIDENT OF ANY SUCH COUNTRY BY PROVIDING MATERIAL ON OUR WEB SITE, WE DO NOT IN ANY WAY PROMISE THAT THE MATERIALS WILL REMAIN AVAILABLE TO YOU. WE ARE ENTITLED TO MAKE CHANGES TO THIS WEB SITE AND TO TERMINATE THIS WEB SITE AT ANY TIME, WITHOUT NOTICE TO YOU. IN ADDITION, WE MAY MODIFY THESE TERMS AND CONDITIONS, AND THE AGREEMENT THEY CREATE, AT ANY TIME SIMPLY BY UPDATING THIS POSTING AND WITHOUT NOTICE TO YOU.

This web site is created and controlled by CNP Inc. in the State of Delaware, U.S.A. and Cash Now.Ca in the Province of Ontario, Canada and as such, the laws of the State of Delaware; and or Ontario, Canada (as our respective interests may appear) and will furthermore govern the terms, conditions, restrictions and limitations on your access and use and Our operation of this web site, without giving effect to any principles of conflicts of laws. Thank you for using CNP. Cash Now Plus Inc. Attn: Webmaster E-mail:disclosure@cashnow.com