What are the minimum requirements to apply?
You must be at least 18 years of age and a checking account that has been open and in use for at least 90 days is required. You must have a minimum of $1000. in employment or fixed income deposits per month.
What is a Cash Advance/payday loan?
A short term money advance provided until your next payday.
What if I have a poor or less then perfect credit history?
Your poor credit history will not necessarily disqualify you. We are here to assist customers when the need arises. Many of our current customers have credit difficulties from time to time and there are often special circumstances that can easily explain marks against your credit history..
What if I filed for bankruptcy?
You may still qualify, if the bankruptcy is discharged, subject to our normal employment and residency requirements.
What happens if I don’t follow through and repay my Cash Advance?
We reserve the right to collect delinquent loans using all legal means available including legal debt collection and civil court action.
How much money can I borrow?
We offer cash advances/payday loans of between $100.00 and $1000.00. The maximum you can borrow is calculated based on your net monthly income.
Is my loan private and confidential?
Absolutely! All transactions are completely confidential and protected by our company privacy policy explained under the security link in our main site menu.
Can I request another loan when I already have one loan outstanding?
You can only have one outstanding loan at a time. As soon as your previous balance is paid, you can request another advance or under special circumstances you can "roll over" part of your current outstanding loan into a renewed term.
How does the Cash Advance work?
We provide short term cash advances that are electronically deposited into your checking account. Everything from application to payment is done electronically via our web site. When your loan is due, the amount borrowed plus a service fee is debited from your bank account.
What if I find out later that I will not have the funds to honor my laon?
Under these circumstances it best to call us immediately. A “bounced check” could cost you substantial NSF fees by your bank and can also damage your credit rating. While your obligation to repay is not waived, we will attempt to be flexible with our terms for repayment.
How do I login to my account?
Login to your account at http://www.mytrustvault.com
This short term unsecured advance provides the cash needed to meet an
immediate
short-term cash flow problem. Funds are available for you in 24 hours!
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