accounts and rarely will a bank cash a cheque for a non-customer. Even among those who possess a bank account, about two-thirds of our customers, there is no incentive in depositing a cheque and waiting three to five days or more for it to clear. A recent poll indicated that the average household expenditure was some $3,000 to $4,000 greater than their income (take home pay) in 2000. Consumers are stretching their pay cheques and creating a pent up demand for short term payday loans.

As the banks are tightening their lending policies, a vacuum effect is being created in the short term lending industry. Cash Now and (Cash Now Plus) is the leader in the ever growing short-term Consumer Loan industry in North America and now in Australia and New Zealand. Our growth is directly attributed to the huge demands for small loans and more importantly, due to the proven track record and incredible market, Cash Now will continue to grow at an incredible rate. By the year of 2005, the company plans to have over 200 locations in Canada 300 in Australia and New Zealand as well as 1,500 locations in the United States.

At Cash Now, we are committed to open communications, teamwork and working together to create innovative and consumer-focused solutions.

Owning a Cash Now franchise is your chance to share in an exciting, recession resistant and financially rewarding business opportunity. Your business does not require a large monthly overhead and your inventory is the most liquid there is, cash! For the serious entrepreneur seeking financial independence tomorrow, a Cash Now franchise is the ideal place to invest in today.

We are actively seeking motivated individuals with entrepreneurial drive for single unit and multi unit franchise developments in select markets across Australia and New Zealand. Franchise operators should possess a strong desire to succeed, and the discipline to follow a proven system.

You are previewing the overview of the offering only. To read the full business report including the powerpoint presentation, visit our confidential back end reporting centre which can be accessed by clicking on: http://www.cashnowau.com/showme.