The payday loan business is in the midst of a radical transformation. In just a decade, the number of payday loan outlets in Canada and the USA has more than tripled as more and more people have found a level of convenience and service not available from traditional banks and finance companies. Currently more than 13,000 stores operate in the US alone..The opportunity is now available in Australia and New Zealand.

This new form of loan has rapidly been embraced by consumers, filling a vacuum that has long existed for small, short-term loans (loan amounts in $100-500 range, usually for a term of several weeks). With this new product, the industry is achieving new levels of profitability and attracting customers in higher income brackets. Wall Street and the investment community have also begun to take notice of this industry.

Cash Now is one of the first companies to apply franchising techniques to the payday loan industry. We have developed a "next generation" retail business system which is generating unusually high returns. Having demonstrated the viability of our franchise program, Cash Now is now poised for a phase of accelerated growth; in its quest to capture a significant share of this untapped market for alternative financial services.

We market a carefully selected array of financial and non-financial services, built around the much publicized payday advance loan product, through our fast-growing retail franchise distribution system. Cash Now offers single unit and area development franchises to qualified individuals who want to provide financial services to low-middle income customers in their neighbourhoods. Our Service culture is second to none and is powered by a highly effective marketing program. The result is higher per-store sales and profits for franchisees.

Cash Now Financial Centres are relatively inexpensive to operate as we are usually in a small office (50 to 80 sqm) offices designed to provide customers with assured discretion. Cash Now has also developed a low-overhead store-within-a-store mini-branch (kiosk) concept for placement in national retail chains, grocery store chains, convenience stores, petrol stations, and other appropriate high-traffic retailers.

The current Cash Now management team has been responsible for the transformation of Cash Now into a mould-breaking, fast-growth franchise system poised to become a leader in its industry.

If you are looking for a fast paced environment, CASH NOW PLUS has the answer! Cash Now Plus provides payday loans and cheque cashing for the public. Virtually every kind of cheque is processed. In addition to cashing cheques, Cash Now PLUS offers a variety of services, such as currency exchange, money transfers, atm debit cards, phone card recharge, fedex, internet access, mail box rentals, copying and faxing services to name a few.

The Cash Now PLUS outlet is modelled as a retail operation. It has a retail storefront look and atmosphere, with bank-like counters, glass fronts, and so on.

A Cash Now Plus operation strives to serve several dozen customers a day. Cash Now Plus is a high volume business model. This means your money is in constant movement which in turn creates even more business velocity. Your customers will be able to cash their cheques and do business through your locale.